8/14/2023 0 Comments Job related injury lawyers![]() ![]() This raises the question: if your employer’s workers’ compensation does not cover the costs associated with your workplace injury or your employer opts out the program despite eligibility, do you have the right to sue? What Can I Do If My Employer Does Not Have Workers’ Comp?Įmployers who are eligible to obtain workers’ compensation insurance, but opt not to carry this insurance, and third parties whose negligence may have contributed to an employee’s injuries, may find themselves facing legal action. While employers are paying the lowest rates seen since the 1970s, injured employees are suffering. Taxpayers are being forced to cover the costs associated with workplace injuries, as injured workers have no other option than to seek aid from federal programs such as Social Security Disability Insurance, Medicare, and Medicaid to provide financial compensation for the costs that are no longer covered by workers’ comp. Unable to work and paid only a small percentage of their regular wages, these injured workers are left with nowhere to turn. Cutbacks are leaving injured workers fighting to get adequate medical treatment and enough in compensation to pay for the basics, and some have been driven into poverty. ![]() However, according to a report by NPR, numerous states have begun tearing apart the workers’ compensation programs – to the detriment of the hundreds of thousands of workers suffering work-related injuries every year. It’s a “no-fault” system, meaning the program provides benefits in exchange for the injured employee losing the right to sue the employer. Most employers under state laws are required to carry workers’ compensation insurance. In the past, when an employee sustained an on-the-job injury he or she would simply file a workers’ compensation claim and receive benefits covering medical expenses and a reasonable percentage of lost wages. What are my legal rights if I am injured on the job? If you or a loved one has been injured in a work-related accident, contact us at our Corpus Christi office at (361)792-2358 or our McAllen office at (956)622-4200. Additionally, many times there are third parties that can be held liable if they contributed to the injuries. These are referred to as “non-subscribers,” and they can still be held liable. They can choose to have no insurance when their employees get injured. Unlike some other states, state employers are not required to purchase workers’ compensation insurance. Texas is unique when it comes to workers’ compensation laws. While our clients deal with the effects of a tragedy, our workplace injury lawyers in Corpus Christ, TX get to work pursuing compensation for them. have been affected by an accident that has resulted in serious injuries or death. Many clients and their family members who come to Herrman & Herrman, P.L.L.C. Work-related injuries can do more than end a career they can devastate your life and the lives of those who depend on you. ![]() In cases where workers suffer from work-related injuries, they should contact a work injury lawyer for legal advice and help. ![]()
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